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Home Loan Basics

Knowledge is power. Knowing your choices gives you the power to make good decisions. Throughout the Mortgage Center you'll find valuable information you may use when buying or refinancing your home.

Take your time, there is no rush. The Mortgage Center has lots of information we know you'll find useful.

When it comes right down to it, Tower thinks you will find financing with your Credit Union is a great option. Your best interests matter most to us. We know you'll find that in the information presented here.

  • Information For First-Timers

    Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.
  • Purchasing A Home

    Buying a new home is exciting and the process of financing it is now faster and easier than ever before.
  • Refinance

    If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.
  • Home Equity Loans & Lines

    Thinking about home improvements? Now may be the perfect time to upgrade your home. A home equity loan can help.
  • Don't Forget Homeowners Insurance

    You will need homeowners insurance before closing on your new home. We've assembled information you'll find helpful as you shop for coverage.
  • Property Information

    There are many types of homes available today, and while the options include traditional single family, choices vary widely. We can help you finance most any property that fits your needs.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Apply