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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

Refinance

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

Home Equity Loans & Lines

Home Equity Loans & Lines

Thinking about home improvements? Now may be the perfect time to upgrade your home. A home equity loan can help.



First Mortgage Loan Originators

   

Maria Reyes                                                Philip Ulzheimer

Senior Mortgage Loan Originator                            Senior Mortgage Loan Originator              

Email: Maria.Reyes@towerfcu.org                  Email: Philip.Ulzheimer@towerfcu.org

Phone: 240-581-5304                                      Phone: 301-529-7848

Website: Maria Reyes                                        Website:  Philip Ulzheimer

Kevin Jones

Manager RE Lending Retail Sales 

Email: Kevin.Jones@towerfcu.org

Phone: 240-581-5301         

Website: Kevin Jones       

               

Home Equity Advisors

   

Sarah Stramella                                    Angela Robertson

Sr. Home Equity Advisors                                      Sr. Home Equity Advisors                

Email: Sarah.Stramella@towerfcu.org           Email: Angela.Robertson@towerfcu.org

Phone: 240-581-5303                                     Phone: 240-581-5302

Website: Sarah Stramella                               Website:  Angela Robertson

   

Kevin Jones

Manager RE Lending Retail Sales 

Email: Kevin.Jones@towerfcu.org

Phone: 240-581-5301         

Website: Kevin Jones                



Referral Channel Account Executives

 
   

Reed Voorhees                       Beth Morse

RE Lending Referral Channel Sales        Home Equity Account Executive

Email: Reed.Voorhees@towerfcu.org      Email: Beth.Morse@towerfcu.org

Phone: 240-581-5306                              Phone: 202-329-4974

Website: Reed Voorhees                          Website: Beth Morse

 

Lee Griffith

Home Equity Account Executive

Email: Lee.Griffith@towerfcu.org

Phone: 202-839-2670

Website: Lee Griffith

 
   
Today's Rates
Today's loan rates
RatePointsAPRPayment
30 Year Fixed
Interest Rate6.500%Discount Points0APR6.556%Payment Amount$2,370
20 Year Fixed
Interest Rate6.250%Discount Points0APR6.323%Payment Amount$2,741
15 Year Fixed
Interest Rate5.875%Discount Points0APR5.966%Payment Amount$3,139


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